Friday, October 30, 2009

Denied

I am sitting in my classroom and the phone rings. My heart dropped to the floor when I heard the news. Dr. D called to let me know that V.ista (the insurance company) denied my claim and stated that the procedure would only be approved in an emergency situation.

On a teachers salary, this is next to impossible to pay out of pocket for the surgery in December. I am at a loss for words. How much worse can this day get? I have to keep my composure as my next round of students will be here in a minute. I want to freaking bawl my eyes out, and I just lost my appetite.

Where is my expected end?

7 comments:

  1. *huge hugs* right now Marie. I am so sorry. Can you even do a TAC in an emergency situation? I am praying for you right now.

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  2. I cannot believe that! I'm upset and angry for you. How about sending your insurance company your babies' death certificates. Maybe then they'll realize that this IS an emergency. I'm so sorry, Marie. I'm praying now for you to come into some money to cover the procedure.

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  3. I am so sorry! I'll be saying the same prayer as Bree...

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  4. Unbelievable!! Praying that everything will fall into place SOON!!!!!!!!

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  5. So sorry, I will be praying for you

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  6. Ohhh, Noooo!

    I haven't even begun to look into going to Davis or Haney because this is exactly what I thought would happen since neither of them are in-network with our ins. I've consulted with a Dr. here in PA that will do my TAC though, but we still haven't set a date.

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  7. I'm so sorry. :( Insurance companies are so impossible. I hate how they can dictate our care.

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